Quantum Risk Assessment for Fintech Vendors

Built for TPRM, CISO, and compliance teams preparing for the post-quantum mandates, assessable, auditable, and built from the ground up to scale.

To CISA CBOM mandate

223 Days

FAR contractor PQC deadline

Dec ‘30

Fintech vendors unassessed

3,000+

How it works

Product 01 · Bank-initiated

One link. Two sides. A shared record.

The bank sends it, the vendor completes it, and both hold the same evidence when the examiner arrives.

Set the standard. Own the audit trail.

Every new fintech gets a link. Every assessment builds your TPRM audit record, ready for your next DORA, FFIEC, or NCUA examination.

One link per vendor · Evidence retained indefinitely

  1. Add PQCClear quantum assessment to your vendor onboarding SOP
  2. Send the vendor a one-click assessment link
  3. Receive the Quantum Readiness Score plus a full CBOM report
  4. Make the procurement decision with documented evidence
  5. Annual reassessment runs automatically, audit trail maintained

Banks and credit unions are legally liable for their vendors’ cryptographic failures

<5%

Of those vendors have completed any PQC readiness assessment. The other 95% are running RSA-2048 and ECC, algorithms quantum computers will break.

223

Days until CISA must publish mandatory CBOM minimum elements guidance under the June 2026 White House executive order.

500+

Average number of third-party fintech vendors a mid-size bank relies on for loan processing, KYC, mobile banking, payments, and compliance tooling.

Built for every institution that owns vendor risk.

AGGREGATE QUANTUM SCORE72/100High risk41/100Critical91/100Low risk

Board-ready quantum risk reporting

Know your vendor quantum exposure at a glance. Which vendors are your highest risk? What’s your aggregate supply chain quantum score?

A quantum check in your existing workflow

Add one assessment step to your vendor onboarding SOP. PQCClear handles the scanning, scoring, and documentation, your team makes the procurement call.

Examination-ready documentation, automatically

Every assessment generates a dated, signed audit record. When your DORA, FFIEC, or NCUA examiner asks, you hand them a report, not a spreadsheet.

The same obligations. A size-appropriate solution.

Credit unions face identical NCUA cybersecurity expectations as banks, with smaller teams. PQCClear is built to work without a dedicated TPRM department.

Pricing for both sides of the assessment.

Banks initiate assessments across their vendor portfolio. Vendors certify on their own and share the result. Every plan runs the full questionnaire and independent scanner.

Community bank

For banks up to $5B in assets running their first quantum vendor assessment program.

$1,500/ month

  • 25 vendor assessments / year
  • Quantum Readiness Score per vendor
  • Full CBOM · CycloneDX format
  • DORA and FFIEC-ready reports
  • Timestamped audit trail
  • PDF export · email support

Credit unions from $750/mo · CUSO pricing available

Regional bank

Most common

For banks $5B–$50B in assets with a dedicated TPRM team and a larger vendor portfolio.

Custom

  • Unlimited vendor assessments
  • Everything in Community Bank
  • Bulk portfolio assessment tool
  • Annual auto-reassessment scheduling
  • Score trend tracking per vendor
  • White-labeled assessment portal
  • API access · TPRM integration
  • Dedicated CSM · priority support

1 business day SLA

Large regional & enterprise

For banks $50B+ with complex vendor ecosystems and board-level reporting requirements.

Custom

  • Everything in Regional Bank
  • On-premise deployment option
  • Custom compliance mapping
  • Examiner presentation support
  • MSSP / white-label licensing
  • Contractual SLA with penalties
  • Quarterly executive briefings

Founding partner banks receive a locked rate for the life of their contract, first 25 banks only

From the blog

Intelligence for the teams navigating PQC compliance

BreakingJun 23, 2026

Trump just signed a PQC executive order. Here's what every bank CISO needs to do this week.

The June 22 executive order sets hard federal deadlines, mandates a Cryptographic Bill of Materials standard, and extends compliance to federal contractors. The line-by-line breakdown for financial institutions.

223

Days to CISA guidance

Dec ’30

FAR PQC deadline

Now

Harvest-now attacks underway

ComplianceJun 30, 2026

What your bank examiner will ask about PQC in 2027

FFIEC examiners are already asking about quantum risk planning. The exact questions they'll ask, and how to prepare your answers.

DORAJun 30, 2026

DORA Article 28 and quantum risk: what EU banks must do now

DORA makes EU banks legally responsible for vendor cryptographic posture. The specific obligations, with a practical compliance checklist.

Regulatory deadline tracker

The mandates are signed. The clock is running.

T−223 days  ·  CBOM standard

Six federal deadlines now apply to financial institutions and their vendors. Each one raises the bar for what your examiner expects to see.

  1. Jul ’26

    Federal agencies designate PQC migration lead

    White House EO · Section 3(a)

  2. Dec ’26

    FAR contractor PQC compliance rule published

    Affects banks with federal contracts

  3. Mar ’27

    CISA publishes mandatory CBOM standard

    Automated vendor assessment becomes required

  4. 2028

    FFIEC examination guidance expected

    Examiners will ask for your vendor PQC evidence

  5. 2030

    PQC key establishment deadline, all federal HVAs

    Full migration required for contractors and agencies

  6. 2031

    PQC digital signature deadline, all federal HVAs

    All signing systems must be quantum-safe

The CBOM mandate arrives in 223 days. Most institutions haven’t started their vendor assessment program.

Start your free 30-day pilot
Mandates driving demandDORA Art. 28FFIEC IT HandbookNCUA CybersecurityNIST SP 800-208OCC 2023-17NSA CNSA 2.0White House EO · Jun ’26

Get started

Free 30-day pilot.

Assess a few vendors. See the PQC Readiness Score for yourself. Hand your examiner real evidence.

Or write to us: contact@pqcclear.com

Design partner program · Q3 2026

We’re onboarding design partner banks, credit unions, and payment processors in Q3 2026. Hands-on setup, direct founder access, and a locked-in rate, in exchange for honest feedback.

Founding cohort, first 25 institutions only

Free 30-day pilot

Request the pilot

Tell us a little about your institution, we’ll reply within one business day. No credit card, no procurement cycle.

Prefer email? contact@pqcclear.com